Reports

The Economic Impact of U.S. Microbusinesses

This article explores entrepreneurship as the engine behind innovation, productivity and job creation. Finding that "more Americans are becoming entrepreneur...

October 8, 2020

Lessons from SEED – a National Demonstration of Child Development Accounts

Saving for Education, Entrepreneurship, and a Down payment (SEED) provides summary report based on Child Development Accounts to better understand key lesson...

May 4, 2020

Forced to Walk a Dangerous Line – Consequences of Debt in Black Communities

For millions of Americans, debt controls access to wealth-building opportunities. This report explores the influence of debt on the racial wealth divide espe...

May 4, 2020

African American Financial Capability Initiative: An Implementation Blueprint

This blueprint emphasizes income disparity and wealth inequality for African Americans that transfers to multi-generational poverty. It's implementation guid...

May 4, 2020

The Economic Impact of Closing the Racial Wealth Gap

This report is the first of a series of publications on the racial wealth gap and how to better close it. Many areas of interest include repairing Black empl...

May 4, 2020

Opportunity Since 1970: A Historical Report

This publication serves as a historical opportunity index that explores opportunity, access income inequality, and barrier factors in obtaining the true Amer...

April 23, 2020

Big Impact of Small Businesses on Urban Job Creation: Evidence from Five Cities

This report explores data about jobs by businesses with less than 250 employees in Chicago, Dallas, Detroit, Los Angeles and Washington, D.C. The work also e...

April 23, 2020

Beyond Broke: Why Closing the Racial Wealth Gap is a Priority for National Economic Security

This report explores the gap within the racial wealth gap through the exploration of liquid wealth. It analyzes how to better diversity wealth, especially in...

April 23, 2020

Black White Gap in Self-Employment in US

This paper explores the Black-White self-employment gap by looking at evidence of Black-White gap in self employment, race differences in Black-White self em...

April 22, 2020

Minority Entrepreneurship

This analysis of minority entrepreneurship explores opportunity structures, capital networks and impeding barriers that have slowed the minority entrepreneur...

April 21, 2020

Black-White Differences in Intergenerational Economic Mobility in the US

This study uses different data sets to better understand racial economic status gap between blacks and whites through an intergenerational perspective. This ...

April 21, 2020

FDIC Survey of Unbanked and Underbanked Household 2013

This report explores the necessity of inclusiveness of the banking system. Many US families do not have a mainstream banking relationship which sets them up ...

April 21, 2020

Court Fees and Fines are Hurting Low-Income Families in Alabama

This blog emphasizes the impact of court system fees, fines and restitution on lower-income communities including people of color. The article explores how c...

April 21, 2020